About Harvard Grace Capital

Our Team

HGCC was formed by Harvard GraceCorporation, a company founded in 2010 by CEO Stewart O. Heath CPA.  HGC provides fractional C-level executive services to clients as well as general business consulting.  Heath also sits on several boards, including HGC, Winsome Truth, The Shepherd’s Call, and Second Chance Sober Living. In 2016, Heath was recognized as a finalist for the Nashville Business Journal’s CFO Awards.  Currently, Heath holds several fractional CFO positions.

Heath previously held positions as COO and CFO for companies in retail, real estate, manufacturing, corporate services, entertainment, and digital media.  He earned his CPA license in 1987 and has since held several senior financial and operating positions. Heath also holds a B.S. in Business Administration  from Auburn University.

Robert Ritch is an expert in finance and consulting with distressed businesses. Ritch started his career as a Security Specialist with the US Navy; he left this position in 1994 after suffering a career-ending injury. Ritch then began security consulting and preforming business and due diligence evaluations. He took this experience and knowledge and began purchasing and investing in business ventures. Ritch has invested in and managed a wide range of industries, including residential and commercial real estate. Rob has served on the Board of Directors of both public and private companies. He is currently the Chairman of Secured Equity Group, a family office where he manages the portfolio. Ritch enjoys hiking, sports (watching more than playing now except for golf), and a good book.

Dan Raines is Vice President of Content of Winsome Truth, Inc., a Christian media company he co-founded.  Dan also founded Creative Trust in 1989 and is currently its President.  Prior he was the General Manager with Word Records. Dan won a Grammy Award as music publisher for Song of the Year “Change The World.” He holds a B.A. in Business Administration from Missouri State University and a Masters in Business Administration from Oral Roberts University. He has continued his education  in a non-degree program through Regent College. Dan has served as a director for International Justice Mission, Blood Water, a mission to Africa, and Hands in Service Uganda. Dan’s family has operated a full-time mission organization in Uganda for more than thirty years

Adrian Eddleman is the Founder and Chief Investment Officer of Eddleman and Eddleman LLC, a financial services firm based in Jackson, Tennessee.  The firm serves clients throughout the country, advising them on wealth management, financial, and estate planning as well as institutional asset management for credit unions, CPAs, RIAs, broker/dealers, and others. The firm also performs fiduciary advisement for qualified group retirement plans, both ERISA and non-ERISA based.

Paul M. Lucking is a seasoned executive with over 40 years of experience in B2B and B2C services and consulting.  His experience includes the early days of Federal Express creating some of the management systems still in use. He was part of the start-up team of Interface Solutions, Inc. providing shipment processing system for FedEx, consulting to USPS and UPS and several others delivering technology solutions. He has led Interface Solutions through multiple phases in its 36-year existence. 

He was involved in the start-up of Managed Prescription Services, and InsuRx. He was VP operations of both InsuRx in Cleveland OH and America’s Pharmacy in Des Moines, IA. Mr. Lucking was CIO and Sr Vice President Customer Care for ADT, Chief Operating officer for Davel Communications, Inc. and Security Associates International.

He is highly skilled in business case modeling with Excel and has developed financial analytical tools for investment analysis. He is currently providing consulting services, Fractional and Interim CIO/COO plus executive advisor services as an independent and previously as a partner with Fortium Partners. Mr. Lucking holds a BS ME/IE from the University of Minnesota.